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Spend Management

Written by Jahnis LaFaver

Hint's spend management suite gives your practice everything you need to handle business expenses in one place — credit cards, bill payments, and optional bookkeeping — all included in your existing Hint subscription at no extra cost.

The Hint Credit Card

Once activated, you'll receive a physical card in the mail. Key features include:

  • No annual fee

  • 1% unlimited cashback on all purchases, automatically applied to your balance two days after autopay

  • No credit check or personal guarantee required

  • Instant virtual card available immediately upon activation

  • Issue additional cards for team members, contractors, or an executive assistant

Payment Terms The card operates as a charge card — meaning the full balance is paid automatically on the 10th of each month via autopay. This keeps you interest-free by default.

Need a little more time? Two days before autopay runs, you'll receive an SMS and email notice. From there you can:

  • Extend up to 5 days — free of charge

  • Defer to the following month — a fee applies (confirm current rate with your Hint rep)

Receipt Collection & Expense Policies

You can set a spending threshold to trigger automatic receipt collection. Here's how it works:

  1. Set a minimum amount (e.g., $25 — the IRS requirement is $75)

  2. Any purchase above that amount triggers a text message asking you to reply with a photo of the receipt

  3. A follow-up text asks for a brief memo (one-liner description)

  4. Both the receipt and memo are attached to the transaction automatically

This makes end-of-year tax prep and reconciliation significantly easier.

Bill Pay

For invoices paid via ACH (rather than card), Hint's bill pay tool lets you:

  • Drag and drop a PDF invoice into the platform

  • Hint automatically extracts the payment details

  • Schedule the payment directly — no need to log into your bank separately

Bookkeeping (Optional Add-On)

Hint Bookkeeping is a separate service, onboarded by a dedicated team. It includes:

  • Accounting software (replaces QuickBooks — no separate subscription needed)

  • A dedicated bookkeeper who learns your practice and understands DPC

  • Books closed monthly, organized and ready for your CPA or CFO

Pricing:

  • $99/month for up to 100 members

  • Scales in tiers up to ~$400/month

💡 Note on QuickBooks Desktop: If a financial advisor recommends QuickBooks Desktop, be aware it is being deprecated by Intuit. Many third-party integrations have already dropped Desktop support. QuickBooks Online or Hint Bookkeeping are the more future-proof options.

Can you export to QuickBooks? Yes — if you ever decide to move away from Hint Bookkeeping, your data can be transferred to QuickBooks.

Recommended CPA Partner

Hint works closely with Nate Goodman at Goodman CPA — a CPA who specializes in DPC practices and is deeply familiar with the Hint platform. He also provides CFO-level advisory services.

Ask your Hint rep for an introduction.

Getting Started

Feature

Included in Subscription?

Hint Credit Card

✅ Yes

Bill Pay

✅ Yes

Receipt & Expense Policies

✅ Yes

Hint Bookkeeping

➕ Add-on ($99–$400/mo)

To enable spend management, click Request Beta Access from within your Hint account. Your rep can grant access and walk you through setup — it takes just a few minutes.

There's no commitment — you can cancel or simply not use the card if it isn't the right fit.

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